Terms & Disclosures

*Based on aggregate member personal loan origination data for loans greater than $1,000 from January 2021 to June 2021. Estimated average interest rates were compared for members who got personal loans through Captain Finance and members who got personal loans elsewhere. Members who got personal loans through Captain Finance had estimated interest rates that were 27% lower on average.

ELIGIBILITY AND ADDITIONAL DETAILS; PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Captain Finance personal loan marketplace from third party advertisers from which Captain Finance receives compensation. The offers you see on this page have rates that range from 9% - 29.9% APR with terms from 2 months to 7 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Captain Finance. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender’s terms and conditions for additional details. All loan offers on Captain Finance require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.

PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $15,000 personal loan with a four year (48 month) term. For APRs ranging from 3.97% to 35.99%, monthly payments would range from $338 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,247 to $28,492.